Bitcoin DCA Results: What $100/Month Would Be Worth Today

March 27, 2026

Bitcoin DCA: The Numbers

What would happen if you had invested a fixed amount in Bitcoin every month? Let's look at the actual historical data.

$100/Month Bitcoin DCA Returns

The beauty of Bitcoin DCA is that it has historically rewarded patient investors across almost every multi-year time horizon. Even investors who started at the 2021 peak eventually saw positive returns by maintaining their DCA schedule through the bear market.

Why Bitcoin is the #1 DCA Target

  1. Longest track record — Bitcoin has been around since 2009, giving us over 15 years of data
  2. Highest liquidity — BTC is the most traded crypto asset globally
  3. Institutional adoption — Bitcoin ETFs, corporate treasury holdings, and government reserves add long-term demand
  4. Fixed supply — Only 21 million BTC will ever exist, creating scarcity
  5. Network effect — The most recognized and trusted cryptocurrency

Bitcoin DCA Through Bear Markets

The 2022 bear market tested every investor's conviction. Bitcoin fell from ~$69,000 to ~$16,000 — a 77% drawdown. But here's what happened to DCA investors:

  • Those who stopped DCA during the bear market locked in higher average costs
  • Those who continued DCA accumulated more Bitcoin at lower prices
  • When Bitcoin recovered, the bear-market accumulators saw significantly higher returns

This is the core insight of DCA: bear markets are when DCA works best.

How to Calculate Your Bitcoin DCA Returns

Use our Bitcoin DCA Calculator to:

  • Set your monthly investment amount
  • Choose any historical start date
  • See your total return, portfolio value, and ROI
  • Compare with break-even prices

Getting Started

The best time to start DCA into Bitcoin was years ago. The second best time is today. Even $25/week or $100/month adds up significantly over a multi-year horizon.

Calculate your Bitcoin DCA returns with our free Bitcoin DCA Calculator.